Terms & Conditions

Last Updated: January 15, 2026

Welcome to Baker 39 W 29th Street LLC. By accessing our website and using our services, you agree to comply with and be bound by the following terms and conditions. Please review these terms carefully.

Acceptance of Terms

By using this website or engaging with our services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree with any part of these terms, you must not use our website or services.

Services Description

Baker 39 W 29th Street LLC is a direct business lender providing various financing solutions to established businesses, including but not limited to working capital loans, revenue-based financing, equipment financing, and business expansion funding. All lending decisions are made at our sole discretion based on our evaluation criteria.

Eligibility

Our services are intended for established businesses with operational history and revenue generation. By applying for funding, you represent and warrant that:

Application Process

Submission of an application does not guarantee approval or funding. We reserve the right to request additional information, decline applications, or modify proposed terms at our discretion. All funding decisions are final.

SMS Terms & Conditions

If you opt in to receive SMS/text messages from Baker 39 W 29th Street LLC:

  • You consent to receive recurring marketing and promotional SMS/MMS messages sent using an automated telephone dialing system (ATDS)
  • Message frequency varies; you may receive up to 4 messages per month
  • Message and data rates may apply based on your carrier plan
  • To opt out, reply STOP to any message. You will receive a confirmation of opt-out
  • For help or more information, reply HELP or contact nigel@baker39w29thstreet.com
  • Consent is NOT a condition of purchase or receiving services
  • Carriers are not liable for delayed or undelivered messages

Supported carriers include: AT&T, Verizon Wireless, T-Mobile, Sprint, and other major U.S. carriers.

Loan Terms and Agreements

If your application is approved, specific loan terms will be outlined in a separate loan agreement. You must review and sign this agreement before funding is provided. The loan agreement will supersede any general statements made on this website or in preliminary communications.

Fees and Costs

All fees, interest rates, and costs associated with funding will be clearly disclosed in your loan agreement. There are no application fees for initial inquiries. We do not charge prepayment penalties unless specifically stated in your loan agreement.

Website Use

You agree to use our website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the website. Prohibited activities include:

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Baker 39 W 29th Street LLC and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Limitation of Liability

To the fullest extent permitted by law, Baker 39 W 29th Street LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability shall not exceed the amount of fees paid to us by you, if any.

Disclaimers

Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our website will be uninterrupted, secure, or error-free. We do not warrant the accuracy or completeness of information on our website.

Indemnification

You agree to indemnify and hold harmless Baker 39 W 29th Street LLC, its officers, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services, violation of these terms, or infringement of any third-party rights.

Governing Law

These Terms & Conditions are governed by the laws of the State of New York without regard to conflict of law principles. Any disputes shall be resolved in the courts located in New York County, New York.

Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to the website. Your continued use of our website and services after changes are posted constitutes acceptance of the modified terms.

Severability

If any provision of these Terms & Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Contact Information

If you have questions about these Terms & Conditions, please contact us:

Baker 39 W 29th Street LLC
129 W 27th St
New York, NY 10001
Email: nigel@baker39w29thstreet.com